EBAY ACCOUNT THEY BLOCK YOUR MONEY AND NO DISCUSSION POSSIBLE
Summary: Anonymous User shares a frustrating experience with eBay, where their stamp sales were blocked and their accounts suspended without any clear explanation. Despite providing supporting documents, eBay asked for nonexistent invoices, creating a dialogue of the deaf. The participants discussed the differences between eBay and PayPal, pointing out that although there was a business separation, some ties still remain. Suggestions for legal recourse were offered, and the complexity of the regulations around electronic money and the entities involved was brought up.
I am sharing a sad experience I am currently going through with eBay. I just sold Chinese stamps and the buyers are Chinese. Due to the strike movements in France and the very, very long delays for the items to reach the recipients, eBay, without any explanation, blocks my accounts, blocks my money, and has canceled all the sales I had in progress and for which I was getting a 70% discount. After that, following several endless calls and messages with no reply, eBay tells me they need proof of shipment to unblock my money. Fortunately for me, all the shipments were sent by registered mail. I provide them with the documents and now they are asking me for invoices that do not exist, of course, for stamps I inherited from my father. Deaf ears all around. So I contact them to tell them that I do not mind if they block my money, but that they should not block my account. No response. So I contact them demanding to be able to make payments with PayPal, with whom I have never had a problem, while the people who manage accounts there are incompetent, and they refuse. I have been a customer there for almost 20 years with hundreds of positive feedbacks and they treat me like a crook, unbelievable. In fact the only thieves and the only scammers are them, customer service is terrible, deplorable, impossible to reach competent people, I am going back to selling on other sites, eBay is way too bad
aigon_mimosa
·3 years agoHello,
This is a commercial dispute if you are a professional, it is a consumer dispute if you are an individual, and it falls either under a commercial court or a civil court of first instance.
Use your civil liability or personal protection insurance to get legal assistance if you are an individual; you can also contact the fraud authorities.
If you are a professional, you are insured for this type of risk.
You should reread your contracts binding you to both Ebay and Paypal; however, please note that Ebay and Paypal are the same consortium; while keeping in mind that Paypal is not a bank, but an electronic credit company under Luxembourg legal status; in plain English, you are taking out credit from Paypal, and you are the one liable.
https://www.paypal.com/lu/webapps/mpp/about?locale.x=fr_LU
Kind regards.
aigon_mimosa
·3 years agoDuchy of Luxembourg - Law of 10 November 2009 on payment services, and the activity of electronic money institutions
https://www.cssf.lu/fr/Document/loi-du-10-novembre-2009/
In fact, under Luxembourg law, you are buying electronic money; the act of converting your money into electronic money is considered a bank loan under Luxembourg law, so you have taken out credit; so it is you who are liable.
Electronic money has no deposit guarantee; in the event of Paypal going bankrupt, you will not be reimbursed.
felin12
·3 years agoHello
@aigon_mimosa
You need to reread your contracts binding you both to Ebay and Paypal; however, know that Ebay and Paypal are the same consortium ;
For your information: https://www.google.com/search?q=separation+definitive+entre+ebay+et+paypal&rlz=1C1GCEA_enFR922FR922&oq=separation+definitive+entre+ebay+et+paypal&aqs=chrome..69i57.29648j0j1&sourceid=chrome&ie=UTF-8
kind regards
aigon_mimosa
·3 years ago@felin12 Good evening,
It seems that you have not understood either what I said or the information you want to bring to my attention.
Ebay and Paypal are the same consortium; besides, Paypal is still offered on Ebay.
The information you would have liked to communicate indicates that Ebay is going to have its other payment methods managed by a Dutch company, whereas before the company accounting for all payment methods was Paypal; and not that Ebay is reselling Paypal.
Ebay split Paypal into two listed entities and separated the activities from Ebay; these are stock-market and accounting tricks; if Paypal had continued to handle all payment methods within the European Union, it would have been required to declare itself a financial agent and comply with the laws, whereas keeping the e-money activity separate does not make you a financial agent, because e-money does not fall under a central bank, nor under a country, so there is no deposit guarantee.
Wrongly, BitCoin or whatever names they go by, Paypal is not money, nor cash, it is financial investments, because only a State has the power to mint currency and guarantee deposits. These are not currencies; it is a misuse of language that misleads non-lawyers.
Paypal is a credit company; it even says so in the terms of use, it extends you credit, you buy electronic credit, you are the one who owes, not it.
https://www.paypal.com/fr/webapps/mpp/ua/legalhub-full?locale.x=fr_FR
Kind regards.
aigon_mimosa
·3 years agoIn addition, electronic money does not constitute a deposit or an investment under Luxembourg law, which means that the deposit guarantee or investor compensation schemes in Luxembourg governed by the Depositors and Investors Protection Council, or any equivalent scheme in the EEA, cannot protect you.
https://i.goopics.net/aqfnhe.png
felin12
·3 years ago@aigon_mimosa
I never talked about reselling, after the fact that Paypal is a credit company, I couldn't care less.
Paypal remains a payment method on Ebay as a buyer.
In practical terms, since Ebay split from Papal, I can receive on Paypal the payment for my sales that are on other sites, which wasn't the case before this split.
best regards
francexpressdeal
·3 years agoGood evening @aigon_mimosa
You say: " Ebay and Paypal are the same consortium "
That's completely false, and that's exactly what @felin12 showed you. You clearly stopped at the first article, which was supposed to explain that from now on it's the company Adyen that handles eBay's payment methods. Which is completely off topic ...
In any case, take the time to read the other articles, because eBay and Paypal are indeed, to this day, 2 independent companies (and have been since 2015).
The fact that eBay accepts Paypal as a payment method has absolutely nothing to do with it and in no way justifies eBay and Paypal being the same consortium, to use your words.
That said, the initial post you replied to dates back more than 3 months, and all your replies are completely off topic with regard to the issue raised.
What does an eBay and Paypal fund freeze have to do with each other?
I should point out that this is a rhetorical question ...
Have a good evening!
aigon_mimosa
·3 years ago@francexpressdeal “That’s completely false, and that’s exactly what @felin12 nevertheless demonstrated to you.”
But where is the proof then?
Would making a declaration count as one?
As for the rhetorical trick of attributing unspoken remarks to someone, that’s been worn out for a long time, especially with self-proclaimed experts from a quick Google or Wikipedia click.
By splitting Paypal from Ebay, Ebay shareholders received shares equivalent to Paypal; the Ebay company remains a shareholder through another group, it outsources its ownership so as not to be directly affiliated with Paypal in view of competition law and monopoly law in the USA.
Not to mention the non-compete and non-suing clauses signed between the two parties which cannot exist in US law unless, and only if, the two companies remain tied together through an intermediary; that’s law, not Wikipedia or Google; in the USA, this type of agreement is only legal if it remains tied through an intermediary.
I know, people become experts in 30 seconds these days thanks to Google and Wikipedia, whereas for others it’s their profession and university training for more than 30 years; the reign of the ‘know-it-alls,’ as journalist Daniel Schneidermann would say; they become experts in heart surgery because they read something on the Chihuahua & Sausage Dog health forum.
These non-compete and non-suing clauses, under US law, require mutual protection; like the agreements signed between insurance companies in France, where insurers commit to one another never to take each other to court, and this to the detriment of claimants.